With many mortgage borrowers paying too much for their mortgage, switching to another lender can be an excellent way of reducing your monthly outgoings. Many deals now include allowances for valuation and legal fees!
Here are just a couple of reasons to consider re-mortgaging ....
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Switch your mortgage to a new lender and take the benefit of current deals and reduced interest rates.
Lenders generally offer better interest rates for new customers. So switch to a new lender to take advantage of these; reduce your monthly outgoings and the total you will have to repay.
Assuming the value of your home has increased since you bought it ( and took out your mortgage), your home will now be worth more than you owe. You can re-mortgage, increasing the value of your mortgage and hence release capital (cash) for you to spend on almost anything e.g. holidays, home improvements, extensions, renovations, cars, your business ....
